Certificates (CDs)

  • Open for as little as $500
  • Choose your terms
    • 30 days to 5 years
  • Earn dividends monthly
  • Check rates anytime

Looking for a safe place to invest your money? 

Mid-Illini Certificates are available in amounts as low as $500.

These certificates (the same as bank CDs) offer you a great rate and more security than you’ll ever find in the uncertainty of the stock market. Just deposit your money in a Mid-Illini Certificate for a certain length of time, and we’ll make sure your money grows! 

Certificates are available for as little as $500 and terms as short as one month. Naturally, the more money you invest and the longer you leave it here, the more return you’ll earn!

Because we’re not-for-profit, our certificate rates are always competitive and usually the best around, so you can be sure you’re getting the most for your money.

Dividends are paid monthly, and certificates may be rolled over or withdrawn at maturity.

Interest can be added to the certificate or deposited into a savings account, and your deposits are federally insured up to $250,000.

Don’t wait. 

Call our friendly Member Services team today at 309.661.1166, ext. 4255 or 800.527.2205.