About Mid-Illini Credit Union
Hours of Operation: Eastland Drive-Up M-F, 8–6, Sat 8–1
Eastland Drive Lobby: M-F, 9–5, Wed 9–4, Sat 9–12
Market Street Lobby: M-F, 9–12:30, 1:30–5, Wed 9–12:30, 1:30–3:30, Sat 9–1
Different Is Better.
Established in 1940, Mid-Illini Credit Union evolved from a handful of employee credit unions that joined together to provide top-rate financial services to thousands of local residents. Now, we have nearly 9,000 members, and we’re still growing.
Mid-Illini is a not-for-profit organization owned by our members. Our profits are reinvested into the credit union, where we return them to our members in the form of lower interest rates on loans and higher dividends on savings.
Plus, your accounts at Mid-Illini are federally insured up to $250,000 by the NCUA.
At Mid-Illini, we know our members by name and provide friendly, personalized service.
People always come before profits at Mid-Illini, so deposit $5 into a Mid-Illini savings account and join us today! You’ll enjoy lots of great benefits, including:
- Super Low Loan Rates
- Vehicle Loans and Refinancing
- Personal Loans for any reasonable purpose
- Fixed-rate Visa Cards
- Quick Loan Approvals
- Local Decisions
- The right Checking Account for you
- Secure checking with identity theft protection
- Free Overdraft Courtesy Pay (ODC) for qualified members
- Cash Rewards High-Interest Checking
- Money Market Accounts
- Free Convenience Services including
- Eight convenient ATMs
- Online banking and bill pay
- Make Mid-Illini loan payments from any account at any bank or credit union when you use our convenient propay payments option
- A Mobile Money app for your smartphone:
- Manage your Mid-Illini accounts
- Deposit checks right from your phone
- CUTIE 24/7 Telephone Banking
- Great yields on your certificates, IRAs, and savings accounts.
- Direct Deposit
What’s with the Zebra?
Here at Mid-Illini, we support lots of community events. We go out and about. A lot. We meet lots of people. Kids, adults, grandparents, college students - we meet all kinds of people. Interestingly, they all have the same question: What’s with the zebra? So, here’s the story:
We use the zebra as our mascot because of the animal’s association with loyalty and protection, two philosophies that we embrace.
Zebras run together in herds to offer one another protection from predators. For example, a hunting lion cannot pick one zebra out of the herd, because the zebra stripes confuse the lion and he cannot tell the zebras apart clearly enough to choose just one to attack.
This behavior aligns with the credit union philosophy of “people helping people.”
Because of our status as a member-owned cooperative, we use depositors’ money to lend to borrowers, and the interest we make from people who borrow from us goes to pay dividends to our depositors.
It’s our members offering protection to one another, just like in the herd of zebras.
It is also a fact that zebra family groups are stable and maintain strong bonds throughout their lifetimes. Mid-Illini has been serving McLean County families for nearly 80 years - since 1940 - and in fact, some of our members’ families have been with us for three, four, or five generations.
Finally, every zebra in the world has a unique pattern of stripes – much like each human has unique fingerprints. So, while we recognize the fact that no two zebras are exactly alike, we embrace the fact that all our members are different, so we tailor our products and services to meet each member’s unique needs and circumstances.
So yeah, we’re different. Seriously – whoever heard of a financial institution with a zebra for a mascot? But the zebra represents what we’re all about. We’re different from the other guys. And different is better.