Service

Fee

Account History Printout (per month)

$1.00

ATM Deposit Fee (non-Mid-Illini machine)

$2.00

ATM Withdrawal at Mid-Illini Machines

FREE

ATM Withdrawal (at any non-Mid-Illini machine - hosting fee)

$1.00

Visit the Alliance One website to find surcharge-free ATMs in our network

Box of checks (depends on style)

Varies

Cashier's Check

$3.50

Check Cashing (Insufficient Account Balance)

$3.50

Copy of Check (per check)

$2.00

Print copies of your checks for free when you use Mid-Illini's convenient, FREE online banking service.

Foreign Deposited Items
(drawn on a bank in another country)

$10.00

Garnishments, Citations, Tax Levy and
Child Support Collections

$35.00

Inactive Online Bill Pay (no activity for 90 days)

$7.00

Inactive Checking for 180 days
(balance under $100, fee is per month)

$12.00

Inactive Savings for 180 days
(balance under $100 and over 21 years old with
no loan for 90 days, the fee is per quarter)

$12.00

Incorrect Mailing Address (return mail - per piece)

$10.00

IRA Transfer Request (to another trustee or custodian)

$10.00

Incorrect Tax ID Number (annual)

$50.00

License Plate Stickers

$6.00

Loan Origination Fee: Consumer Loan

$20.00

Loan Origination Fee: Second Mortgage and HELOC

$50.00

Loan Origination Fee: First Mortgage

$100.00

Money Order for 50+ Club Members

$1.50

All Other Money Orders

$2.50

Mid-Illini Cash Card Prepaid Debit Card

$6.00

See the complete list of friendly, affordable
Find Mid-Illini Cash Card Prepaid Debit Card disclosures, terms, and conditions here.

Money Market Maintenance Fee
(if average daily balance falls below $2500 per month)

$10.00

Money Market Maintenance Fee
(for more than six withdrawals per month)

$10.00

 

Non-Sufficient Funds (NSF) Fees: per year/per NSF item

1st overdraft

$20.00

2nd and 3rd overdrafts (each)

$30.00

4th and 5th overdrafts (each)

$35.00

6th or more overdrafts (each)

$40.00

Notary Fee (for non-members, per stamp)

$1.00

Online Bill Pay (person-to-person)

$3.00

Overdraft Protection Transfer Fee

$10.00

Remote Deposit Capture (per transaction)

$.50

Replace lost or stolen ATM or Debit card

$10.00

Replace Loan Payment Book

$15.00

Returned Loan Payment or Deposited Item (each)

$25.00

Savings Account Electronic Withdrawal
(if withdrawals exceed six per month)

$15.00

Secure Checking Protection
(individual protection, per month)

$ 4.95

Secure Checking Protection
(household protection, per month)

$9.95

Skip-A-Pay

$40.00

Statement Copy/Tax Form Copy

$ 3.00

Stop Payment

$35.00

Teller's Checks
(if less than $1000 and payable to a third party; per check)

$ 2.00

Teller's Checks
(if payable to self or another financial institution)

FREE

Telephone Payments
Phone payment fee is $3 per every $100 of the payment.
The minimum fee is $15.00

$15.00 minimum

Telephone Transfer (per month)

4 FREE

More than 4 Telephone Transfers (per month, each)

$1.00

Verification of Deposit Request

$2.50

 Visa Gift Card

$5.00

Wire Transfer - Incoming

$10.00

Wire Transfer - Outgoing

$25.00

Wire Transfer - International (plus cost)

$50.00