Do you have a car you LOVE but a loan you don't? 

Are you interested in...

Lowering your monthly payment? 

Paying less for the term of the loan? 

Finding out if you are overpaying on interest?

Extending the term of your loan? 

Considering using your vehicle's equity to secure some cash? 

Having a co-borrower or co-signer removed from the loan? 

Skipping a loan payment? 



For those interested in simple savings, we are so confident we will be able to save you money/interest, that we will pay you $25 CASH if we don't! 

Just answer a few simple questions to get started! Please click link below to complete inquiry form. This form does not include a credit check. 


Auto Refi Inquiry Form



All loans subject to approval. Individual interest rates are based on several criteria inclduing creditworthiness, Loan-to-Value ratio of fiananced vehicle, personal objective/purpose for refinancing, etc. To be eligible for the $25 cash payback, the vehicle must have at least six months remaining on current loan, have an outstanding balance of at least $3500 (including cashed out equity) and not currectly financed under a limited promotional interest rate or through an exclusive auto dealer/auto maker financing offer or any limited time offer. Loan on the vehicle being considered must be financed under a loan designated as an auto loan. If Mid-Illini is able to save borrower at least $25 and party elects not to refinance, cash back offer is voided. Verification of current loan and inspection of vehicle may be required.  Other restrictions apply. This is a limited offer and may expire at anytime without notice.