Savings Rates

Earn more with MIC savingsDiscover prosperity at
Mid-Illini Credit Union!

Save money. Make money. Earn the best rates in town.
Safe, guaranteed earnings on your investment.

Contact Sean to open your account today or call 309.661.4255
and watch your earnings take off, starting now!

Special Offer:

Open a Save to Win Share Savings Certificate with just $25!

Traditional Share Certificates pay competitive rates over time.

With a minimum opening balance of just $500 and terms ranging
from 30 days to 60 months, MICU Share Certificates
(called CDs at a bank) let you choose your own earnings adventure.
The higher the balance and the longer the term, the more you can earn!

Jumbo Certificates (over $100K) earn even better rates.

Top 3 local credit union rates as of 01/18/2018:

Savings Certificates: Local Credit Union Rates
  3 month term, APY* Min. balance
Mid-Illini Credit Union 0.30 $500
CEFCU - Bloomington 0.30 $1,000
Land of Lincoln CU - Bloomington 0.25 $10,000
  36 month term, APY* Min. balance
Mid-Illini Credit Union 1.62 $500
IAA Credit Union - Bloomington 1.56 $1,000
Illinois State CU - Normal 1.40 $1,000
  60 month term, APY* Min. balance
Mid-Illini Credit Union 2.14 $500
IAA Credit Union - Bloomington 2.07 $1,000
Prairieland FCU 2.02 $1,000


*APY = Annual Percentage Yield. Rates quoted from Rate Watch Deposit Ranking Report, 01/18/2018. Rates subject to change without notice.

MICU offers more than double the going rate on Money Market accounts!

In return for a minimum balance of just $2,500, you can open a MICU Money Market Account and earn better dividends! A Money Market won't replace your everyday checking account, but pays a better dividend than a traditional savings account.

Money Market Rates: Minimum Balance $2,500
Mid-Illini Credit Union 0.45
IAA Credit Union - Bloomington 0.35
Illinois State CU - Normal 0.20

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Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

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