Mortgage Loans
as low as
3.75% APR
New/Used Auto
as low as
1.79% APR
Personal Loan
as low as
6.99% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
1.27% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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MICU Mini Mortgage

Introducing the MICU Mini Mortgage. Refinance at today's low interest rates, on YOUR terms. Save thousands over the life of your loan. Click the picture to learn more.

MICU Mini Mortgage

Round Up Savings

Save more money, starting now! With the new Round Up Savings Account at MICU, every time you swipe your debit card, we'll round the purchase up to the next even dollar and deposit the difference right into your savings account. Sign up today!

Round Up Savings

Ask About Skip-A-Pay!

Twice each year, MICU members in good standing have the option to skip a loan payment. If you could use some extra cash this time of year, click through the picture and see if you're eligible for a summer skip-a-pay!

Skip A Loan Payment!


Get what you need to succeed with the MBA program at MICU! From Business Checking accounts to the innovative MB Advantage Lending program and advice from dedicated Member Business Advisors, we'll help you Change EVERYTHING, starting now.

MICU MB Advantage

Simply Stripes FREE Checking!

Here to stay at MICU! Open for just $25. FREE MICU Rewards Debit Card. No minimum balance, no monthly fees. Optional Overdraft Privilege Protection. Contact us today!

Free Checking!

Mortgage Loans

FREE Qualification. FREE Pre-Approvals. Competitive Rates. Low Closing Costs. Fast, friendly service. Call Chelsie and start saving today!!

Home Loans

Welcome to Mid-Illini Credit Union

1811 Eastland Dr, Bloomington, IL | Lobby: M, Tu, Th, F, 9-5; Wed, 9-4; Sat, 9-12 | Drive Up: M-F, 7-6; Sat, 8-1
801 W Market St, Bloomington, IL | Lobby: M, Tu, Th, F, 9-5; Wed, 9-3:30; Sat, 9-1
309.661.1166 | Routing #271176103

Where Different is Better!                        


Mid-Illini Credit Union is a full-service, not-for-profit, member-owned financial cooperative. We put people before profits by offering responsible, innovative financial solutions for everyone in a safe and friendly environment. Our product and service offerings and our decisions are based on what’s best for our members, not on how much profit we can squeeze from every transaction.

If you’re tired of being treated like account #243,802,178 at your bank and you’re ready for something different, join MICU today. Our entire staff is here to help you make good financial decisions. Plus, we’ll even remember your name. That’s different. And different really is better.

We’ve been helping families in and around McLean County build strong financial foundations since 1940, and we can help your family, too. Join us today!

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
NCUA Equal Housing Lender