Mortgage Loans
as low as
3.75% APR
New/Used Auto
as low as
1.79% APR
Personal Loan
as low as
6.99% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
1.92% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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Introducing Cash Rewards!

Our new high-interest checking account is just what you've been looking for. Earn MASSIVE Cash Rewards on the first $25,000 in your Cash Rewards account. Just meet our easy terms and conditions each month and you'll be earning a better return right away!

Cash Rewards High Interest Checking

Mortgage Loans

Which mortgage is best for you? There are lots of choices and we can help you decide which one is right for you. Find out if you qualify! FREE Pre-Approvals. Competitive Rates. Low Closing Costs. Call Chelsie and get started now!

You Name It

Holiday Skip-A-Pay!

Make your holidays happier when you sign up for MICU's Holiday Skip-A-Pay program! Members in good standing can skip a loan payment in November or December. Click the snowman for all the details!

Holiday Skip-A-Pay 2014

Want to Raise Your Credit Score?

Of course you do! Who doesn't? Come in today and ask for a FREE Credit Score Analysis (CSA) from MICU. Chances are we can help you raise your credit score, lower your monthly payments and get rid of your high interest credit card debt. Click through now!

FREE Credit Score Analysis

Happy Holidays Loans

Running short on cash this holiday season? Ask about a Happy Holidays Signature Loan from MICU! Qualified members can borrow up to $20,000 for holiday travel, gifts or for any good purpose. Click through for details!

Happy Holidays Loans


Get what you need to succeed with the MBA program at MICU! From Business Checking accounts to the innovative MB Advantage Lending program and advice from dedicated Member Business Advisors, we'll help you Change EVERYTHING, starting now.

MICU MB Advantage

Welcome to Mid-Illini Credit Union

1811 Eastland Dr, Bloomington, IL | Lobby: M, Tu, Th, F, 9-5; Wed, 9-4; Sat, 9-12 | Drive Up: M-F, 7-6; Sat, 8-1
801 W Market St, Bloomington, IL | Lobby: M, Tu, Th, F, 9-5; Wed, 9-3:30; Sat, 9-1
309.661.1166 | Routing #271176103

Mid-Illini Credit Union will close at 1 pm on Wednesday, December 24
and will be closed on Thursday, December 25
in observance of the Christmas holiday.


Where Different is Better!                        


Mid-Illini Credit Union is a full-service, not-for-profit, member-owned financial cooperative. We put people before profits by offering responsible, innovative financial solutions for everyone in a safe and friendly environment. Our product and service offerings and our decisions are based on what’s best for our members, not on how much profit we can squeeze from every transaction.

If you’re tired of being treated like account #243802 at your bank and you’re ready for something different, join MICU today. Our entire staff is here to help you make good financial decisions. Plus, we’ll even remember your name. That’s different. And different really is better.

We’ve been helping families in and around McLean County build strong financial foundations since 1940, and we can help your family, too. Join us today!

©2014 Mid-Illini Credit Union. All rights reserved.
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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
NCUA Equal Housing Lender