Online Applications

Apply Online!

Here at MICU, we work hard to be McLean County’s most convenient credit union, so we offer online applications for lots of our products and services.

That way, you can ask for whatever you need, whenever it’s most convenient for you.

A representative from MICU will be back in touch as fast as we can, to make sure you get what you want, when you want it, only from your credit union.

Here’s the legal:


Once you complete the secure online application, a representative from Mid-Illini Credit Union will contact you at the phone number you provide to arrange a convenient time for you to come in and pick up your membership materials. We look forward to serving all your financial needs.

By submitting this application electronically, I agree to the same terms that apply to a signed application. If there is a co-applicant on this application, that co-applicant has authorized the submission of this application. This electronic submission qualifies as my signature.

I authorize Mid-Illini Credit Union to obtain my credit history. I understand that Mid-Illini Credit Union may contact me for additional information. I authorize Mid-Illini Credit Union to obtain information from others about me and give information to others. I authorize Mid- Illini Credit Union to issue any credit devices requested by me.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for proof of your name, address, date of birth, and other information that will allow us to identify you.

I ACCEPT (continue to secure Membership Application form. NOTE: Mid-Illini Credit Union policy requires all new members to visit a branch in person to complete the identity verification process and ensure receipt of required new member documents and disclosures before we can officially open your account.)

Secured Loan Application
Use the Secured Loan Application link to apply for a loan for a new or used vehicle, boat, motorcycle, ATV, RV or anything else that moves you.

Unsecured Loan Application
Use the Unsecured Loan Application if you want to apply for a Signature Loan, sometimes also called a Personal Loan.

Home Equity Application
Use the Home Equity Application if you want to borrow from the equity value of your home. Sometimes also called a Second Mortgage.

VISA Credit Card Application  
Use the VISA Credit Card Application to apply for a safe, fixed-rate MICU VISA credit card with no annual fees and $0 balance transfer fees.

I DECLINE (return to MICU home page)