Fresh Start Loans

Need money?

Get a Fresh Start Loan today!

MICU's Fresh Start Second Change Loan ProgramWhether you're starting out or starting over, the innovative FRESH START loan program was designed specifically to turn unsecured, high-interest debt into a consolidated, secured loan - most times with a lower interest rate and lower monthly payments.

Fresh Start Loans offer you a great way to pay down debt faster and improve your credit score while you're at it!

Click here to apply now.


If you're a Mid-Illini member and you're in need of professional, one-on-one financial guidance, you may benefit from our free Credit Score Analysis (CSA) program. CSA can work hand-in-hand with the Fresh Start Loan program to help you begin again and get it right this time.


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Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

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