In these uncertain times, we want you to be secure in the fact that Mid-Illini Credit Union has your back. 'Different is Better' is more than a tagline for us. It's a motto we live by; now more than ever. 

From the Board of Directors, to the President, CFO and Leadership Team; Operations, Loan Services, Marketing, Member Services...all positions are held by LOCAL PEOPLE. We know our market and we know our members and understand their needs. 

Our ability to be fluid and to take action quickly is critical in situations like this one. Our Leadership Team made the prompt decision to offer additional SKIP-A-PAY opportunity to alleviate financial pressure for our loan holders and we were able to get that information to members through email communication.* More information will be arriving in loan holders malboxes in the next few days.

Also included in that mailer will be information on the HARDSHIP RELIEF SIGNATURE LOAN program. As with all of our direct loan programs, all lending decisions are made LOCALLY which allows us to make decisions and fund loans more quickly. Which matters; now more than ever. 

If you are facing financial hardship, we have several options available to our members seeking relief. 

 

SKIP-A-PAY oN LOANS 

Skip-A-Pay allows qualified loan holders to 'skip' a payment. Normally offered twice per year, we have added this ADDITIONAL opportunities at a reduced fee. (The Holiday Skip-A-Pay will still be offered!).

For ONE TIME ONLY, we are allowing member to skip TWO PAYMENTS with a single request! 

We understand that many members are facing continued financial hardship so we are offering the SUMMER SKIP-A-PAY now! Even if you took advantage of the Financial Hardship SKIP-A-PAY, quallified members can skip two addtional payments with this offer. 

Please click links below for information, qualifications  and to complete the forms online or to print a pdf

Deadline to Skip any month's payment is the last day of that month.   

 

To skip April or May - 

To complete forms online: 

  • Individual account holders, click here.
  • Joint account holders, click here.

To download a pdf:

 

To Skip May, June and/or July - 

To complete forms online: 

  • Individual account holders, click here.
  • Joint account holders, click here.

To download a pdf:

 

FINANCIAL HARDSHIP RELIEF LOANS

Facing a loss in income and/or an increase in expenses? To help you feel more financially secure through this situation, we have developed a special loan program with fair rates and manageable terms. 

For information and to apply for a FINANCIAL HARDSHIP RELIEF SIGNATURE LOAN, Click here.