2021 Mid-Illini Credit Union Fee SCHEDULE 

To view the 2020 Mid-Illini Fee Schedule, click here.

Service

Fee

Account History Printout (per month)

$1.00

ATM Deposit Fee (non-Mid-Illini machine)

$2.00

ATM Withdrawal at Mid-Illini Machines

Visit the Alliance One website to find surcharge-free ATMs in our network.

FREE

ATM Withdrawal (at any non-Mid-Illini machine - hosting fee)

$1.00

Box of checks (depends on style)

Varies

Cashier's Check

$3.50

Check Cashing (Insufficient Account Balance)

$3.50

Copy of Check (per check)

Print copies of your checks for free when you use Mid-Illini's convenient, FREE online banking service.

$2.00

Foreign Deposited Items
(drawn on a bank in another country)

$10.00

Garnishments, Citations, Tax Levy and
Child Support Collections

$35.00

Online Bill Pay (Account inactive for 90 days)

$7.00

Inactive Checking for 180 days
(balance under $100, fee is per month)

$12.00

Inactive Savings for 180 days
(balance under $100 and over 21 years old with
no loan for 90 days, the fee is per quarter)

$12.00

Returned Mail - per piece

$10.00

IRA Transfer Request (to another trustee or custodian)

$10.00

Incorrect Tax ID Number (annual)

$50.00

License Plate Stickers

$7.00

Loan Origination Fee: Consumer Loan - Unsecured

$25.00

Loan Origination Fee: Consumer Loan - Secured 

$50.00

Loan Origination Fee: Second Mortgage and HELOC

$100.00

Loan Origination Fee: First Mortgage

$100.00

Money Order for 50+ Club Members

$1.50

All Other Money Orders

$2.50

Mid-Illini Visa Travel Prepaid Debit Card -Reloadable

$6.00

Fee to Reload Card (in increments of $100)

$4.00

Money Market Maintenance Fee
(if average daily balance falls below $2500 per month)

$10.00

Money Market Maintenance Fee
(for more than six withdrawals per month)

$10.00

 

Non-Sufficient Funds (NSF) Fees: per year/per NSF item

   1st overdraft

$25.00

   2nd and 3rd overdrafts (each)

$30.00

   4th and 5th overdrafts (each)

$35.00

   6th or more overdrafts (each)

$40.00


Online Bill Pay (person-to-person)

$3.00

Overdraft Protection Transfer Fee (Transfer of funds from another Mid-Illini account)

$10.00
Remote Deposit via Digital App

$0.50

ATM or Debit card - Replacement

$15.00
Loan Payment Book - Replacement

$15.00

Returned Loan Payment (each)

$25.00

Returned Deposited Item (each)

$25.00

Savings Account Electronic Withdrawl (if withdrawls exceed 6 per month)

$15.00

Secure Checking Protection (individual protection - per month)

$4.95

Secure Checking Protection (household protection - per month)

$9.95

Skip-A-Pay (per skipped payment for loans with payments under $250)

$30.00

Skip-A-Pay (per skipped payment for loans with payments over $250)

$40.00

Statement Copy/Tax Form Copy 

$3.00

Stop Payment

$35.00

Teller's Checks (if less than $1000 and payable to third party - per check)

$2.00

Teller's Checks (if payable to self or another financial institution)

FREE

Telephone Payments ($3 per every $100 of the payment. $15 fee min.)

$15.00
Telephone Transfer (4 per month)

FREE

Telephone Transfer (after 4th transfer - each - per month)

$1.00

Verification of Deposit Request 

$2.50

Visa Gift Card (non-reloadable)

$5.00

Wire Transfer - Incoming 

$5.00

Wire Transfer - Outgoing

$30.00

Wire Transfer - International 

$50.00

Notary Fee (for non-members - per stamp)

$1.00