Mortgage Loans
as low as
2.875% APR
New/Used Auto
as low as
1.74% APR
Personal Loan
as low as
6.74% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
2.04% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

Connect With Us

We're everywhere you are, and we offer everything you want.

Connect with us online today and tell us what you think.

Read the MICU blog.
Subscribe today!

Visa Credit Card Protection

We appreciate our members at MICU, so we offer added protection on your MICU VISA credit card:

Free Auto Rental Insurance
This one is a no-brainer. Use your VISA card for car rentals and the great folksVISAProtection_family
at VISA will pick up the insurance tab.

What’s covered?

  • Physical damage or theft of the covered rental vehicle
  • Valid loss-of-use charges imposed by the rental agency
  • Reasonable and customary towing charges due to a covered loss to the nearest qualified repair facility

All you need to do is decline the auto rental company’s collision damage waiver option. You save money, period. Pocket up to $14 per day. That will buy you some serious souvenirs!

For information inside the United States, call 1.800.VISA911.
Outside the United States, call collect at 0-410-581-9994.

Travel Accident Insurance
Death and disability happens. It’s not fun to think about, but it can happen when you travel. VISA covers you and your dependents* for $150,000 worth of insurance should death or disability occur while traveling on a common carrier.

For more information call 888.415.6154 weekdays 8:30 a - 4:30 p, CST.

To make a claim for travel accident insurance, make the claim in writing to:

Financial Insurance Marketing Group
P.O. Box 31065
Tampa FL 33631-3065

*Your spouse, unmarried dependent child(ren), under age 19 (23 if a full-time student). Dependent child(ren) receive 50% of your benefit amount.

Credit Life and Disability Protection
MICU offers our members Credit Life and Disability Protection so you’ll never miss a VISA payment if you’re disabled, and your balance will be paid off if you die.

Don’t destroy your credit rating or leave your family in distress.

Consider adding this affordable protection to your MICU VISA card account.

For just pennies a day, this insurance makes sure your VISA payments get paid if you are disabled, and it will pay off the loan if you die.

Talk to one of the Lending Pros at MICU today to learn more about this valuable protection.

Call 309.661.1166, ext. 211 or 800.527.2205.

If you don’t already have a MICU VISA card, apply now.

Then transfer the balances from your other credit cards to your new MICU VISA card – for FREE!

Not a member yet?
Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

Become a Member

©2016 Mid-Illini Credit Union. All rights reserved.
Web site design and web site development by Americaneagle.com
Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704

Mid-Illini Credit Union
Proud Member of

McLean County Chamber of Commerce
NCUA Equal Housing Lender

You are now leaving our site

Links to other web sites are provided solely as a convenience to visitors.

If you use these links, you will leave the Mid-Illini Credit Union web site.

The credit union does not have any responsibility for, or control over, any of these external web sites, their content or their privacy policies.

We do not endorse or make any representations about them, or any information, products, or materials found there, or any results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk.

You are encouraged to review the privacy notice for each linked web site.

You will now access: