Mortgage Loans
as low as
2.875% APR
New/Used Auto
as low as
1.74% APR
Personal Loan
as low as
6.74% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
2.04% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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$0 VISA Balance Transfer Offer


Keeping high interest credit cards is like throwing away money.
Rid yourself of high rates and fees.

Transfer your balances to a safe, fixed-rate
MICU VISA Credit Card.

$0 Balance Transfer Fee
$0 Annual Fee
and rates as low as 4.95%*

for a full 12 months on the balances you transfer between Sept 1 and Dec 31, 2012!

*Balance transfer rate of 4.95%* Annual Percentage Rate (APR) applies to all Platinum VISA accounts. Classic VISA acccounts will have balance transfer rates of 10.95% or 14.95% APR, depending on qualifying factors like credit score, payment history, etc. 12-month promotional rate begins as of the date balance transfer posts to account. Other balances incurred will be charged at the regular applicable interest rate for the account. Balances transferred may not exceed your remaining available credit limit. Maximum credit limit on a Mid-Illini Credit Union VISA credit card is $10,000. Your credit limit and applicable interest rate will be established based on your credit score, payment history and other qualifying factors.

Complete Terms & Conditions


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Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

Become a Member

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704

Mid-Illini Credit Union
Proud Member of

McLean County Chamber of Commerce
NCUA Equal Housing Lender

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