Mortgage Loans
as low as
3.125% APR
New/Used Auto
as low as
2.04% APR
Personal Loan
as low as
6.99% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
1.92% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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MILES Club for Kids

Kids' Clubs

Money doesn’t grow on trees…but do kids really understand how it does grow? 

With a little help from MICU, you can teach your children the importance of savings.
Establishing good financial habits early is one of the best ways to help your kids build a solid financial foundation for their future. MICU’s youth programs introduce kids to savings and checking accounts so they’ll become savvy financiers and learn the importance of saving and managing money. Unlike many institutions, MICU welcomes these accounts because your children are our partners too.



(Mid-Illini Learning Early to Save)

The MILES Club is a savings program for children up to age 12.

Kids can open an account for as little as $5 and earn dividends once their account balance reaches $100.

To help build their balance, we offer membership gift certificates – a great birthday or holiday gift idea for kids who already have too much stuff!

New MILES Club members receive:

• A share in the credit union
• An official MICU membership card
• A "Moe the Zebra" toy to take home

Start earning interest as soon as you save $100!

Then, when your MILES Club account balance reaches $500, you’ll be invited to a special reception to meet our mascot, Moe the Zebra, and the President of our credit union, Mr. Tom Stewart. At the reception, each MILES Club member who has achieved this important goal will also receive a special gift to remind them of the importance of saving money.

MILES Club balances can be transferred to a MICU Share Certificate (CD) to help reach long-term goals.

It’s never too early to save.

Miles Club!

Save Weekly And it will grow to this in............
  3 months 6 months 9 months 1 year 5 years 10 years
50 cents $6.50 $13 $19.50 $26 $130 $260
$1.00 $13 $26 $39 $52 $260 $520
$3.00 $26 $78 $117 $156 $780 $1,560
$5.00 $78 $130 $195 $260 $1,300 $2,600
$10 $130 $260 $390 $520 $2,600 $5,200
$20 $260 $520 $780 $1,040 $5,200 $10,400

Call our friendly Member Services team today at 309.661.1166, ext. 220 or 800.527.2205.

Not a member yet?
Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

Become a Member

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
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