Mortgage Loans
as low as
2.875% APR
New/Used Auto
as low as
1.74% APR
Personal Loan
as low as
6.74% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
2.04% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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Direct Deposit

Save Time and Money with MICU Direct Deposit!

Direct deposit is a free service that lets your employer deposit your paycheck directly into your MICU checking or savings account. Most employers offer this service, but ask at work, just to be sure.

As fast and friendly as our tellers are, this is a great way to save time from waiting in the drive up lanes or teller lines on a Friday afternoon!

Even better, direct deposit is a great way to help you save money.  By directing your funds straight to your checking, savings, or other MICU accounts, you are less likely to withdraw as much and spend it.

Don’t want all your money to go into one account? No problem. You can split up your direct deposit into different MICU accounts:directdepositpg

• Checking 
• Savings
• IRAs
• Loan payments
• Christmas Club
• MILES Club Savings accounts for kids

Just fill out the direct deposit form at MICU or at your employer, we’ll do the rest.

In order to avoid electronic transaction limits imposed by the federal government, we strongly recommend that you send your direct deposits to a MICU checking account and disburse to your other MICU accounts from there. There are no electronic transaction limits on Simply Stripes or Platinum Stripes checking accounts.

Don’t have a MICU checking account? Open one today or call Members Services now to find out the best way to manage your direct deposits!

Like magic, your hard-earned money will appear in your checking or savings every pay period. And you can easily track the transactions anytime through your MICU Online Banking account.

Not a member yet?
Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

Become a Member

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704

Mid-Illini Credit Union
Proud Member of

McLean County Chamber of Commerce
NCUA Equal Housing Lender

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