309.661.1166
Mortgage Loans
as low as
3.75% APR
 
New/Used Auto
as low as
1.79% APR
 
Personal Loan
as low as
6.99% APR
 
VISA Credit Cards
as low as
8.99% APR
 
Share Certificates
as much as
1.92% APY
 

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

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Share Certificates

Guaranteed retirement income. An annuity for members only. Find out more.

Looking for a safe place to invest your money? 

Mid-Illini Share Certificates are available in amounts as low as $500.

These Certificates (similar to CDs) offer you a great rate and more security than you’ll ever find in the uncertainty of the stock market.  Just deposit your money in a MICU Share Certificate for a certain length of time, and we’ll make sure your money grows! 

Certificates are available for as little as $500 and for terms as short as short as 1 month. Naturally, the more money you invest and the longer you leave it here, the more return you’ll earn!

Because we’re not-for-profit, our certificate rates are always competitive and usually the best around, so you can be sure you’re getting the most for your money.

Dividends are paid monthly and certificates may be rolled over or withdrawn at maturity.

Interest can be added to the certificate or deposited into a savings account, and your deposits are federally insured up to $250,000.

Don’t wait. 

Call our friendly Member Services team today at 309.661.1166, ext. 220 or 800.527.2205.

Not a member yet?
Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
NCUA Equal Housing Lender