Mortgage Loans
as low as
3.125% APR
New/Used Auto
as low as
2.04% APR
Personal Loan
as low as
6.99% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
1.92% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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System Conversion



MICU will be CLOSED on

SATURDAY, December 1

During the conversion:

Direct Deposits will NOT be affected by the system conversion.
All direct deposits will process as usual.

Daily SPENDING LIMITS of $310 will apply to all electronic transactions:

That means that any combination of ATM transactions, debit card PIN transactions AND debit card signature transactions will only be authorized up to a total amount of $310 in a 24 hour period (from 6 pm one day until 5:59 pm the next).

If you're planning any major purchases or holiday shopping, CALL IN ADVANCE so that we can adjust your online spending limit. We WILL NOT BE ABLE to make any adjustments to these limits once the conversion process begins.

Transactions that you pay for with your by writing a check from your MICU checking account and transactions that you pay for with your MICU VISA Credit Card will not be affected.

All MICU members will receive paper statements in the mail for the month of November.

AFTER THE CONVERSION: You'll be asked to re-enroll in online banking, online bill pay (all your set ups WILL transfer), CUTIE 24/7 Telephone Teller and e-statements so you can take full advantage of the advanced features and benefits of the new system.

Please plan ahead so that any inconvenience from the online service outage will be minimized.

Just call us at 309.661.1166 and ask for Member Services if you have any questions or concerns about the conversion. You can also click here for more information or see our Fall 2012 newsletter.

Thanks for your patience as we work to improve our service to you.

©2015 Mid-Illini Credit Union. All rights reserved.
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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
NCUA Equal Housing Lender

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