Mortgage Loans
as low as
2.875% APR
New/Used Auto
as low as
1.74% APR
Personal Loan
as low as
6.74% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
2.04% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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Prepaid Debit Card Fees

MICU Cash Card
Prepaid Debit Card Fees

To manage your card online, visit cumoney.com.
For more information, call Cardholder Customer Service at 877.850.9650.

Other important information
Minimum reload amount $100
Maximum amount you can carry on this card $5000
Daily Limits
Maximum of 2 Cash Advance requests per day Total of $1000
Maximum of 3 ATM withdrawals per day Total of $500
Funds Availability
If you reload your card online 3 business days
If you reload your card at a MICU location 3 HOURS
You cannot make purchases, get cash advances or make ATM withdrawals that exceed the total available balance on your MICU Cash Card.


Fee Category Fee Type Fee Amount
Set up fees Activation FREE
  Cost of the card $5.00
Maintenance Monthly service fee FREE
  Inactivity fee $5.00 per month, starting
in the 11th month
Spend Money Signature Purchase FREE
  PIN Purchase at Point of Sale (POS) FREE
  Foreign Currency Transaction Fee 2% of the transaction amount
Get Money Cash Advance FREE*
  Cash Back at Merchant FREE*
  ATM Balance Inquiry $1.50*
  ATM Withdrawal $1.50*
  ATM Withdrawal (international) $1.50*
Add Money Reload fee $2.00*
Information Automated customer service call 4 FREE per month, then 50 cents for each additional call per calendar month
  Live customer service call 2 FREE per month, then $5.00 for each additional call per calendar month
Other services Cash out your card $15.00
  Negative Balance $15.00
  Replacement Card $5.00
  Rush Delivery $35.00
  Denied Transaction $0.50*
*Third party fees may apply. Except where prohibited by law, your card is valid through the expiration date on the front of the card or until the funds balance is zero. Contact the issuing credit union if there is a remaning funds balance when your card expires. Cardholder customer service: 1.877.850.9650. More information at: www.cumoney.com.


©2016 Mid-Illini Credit Union. All rights reserved.
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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704

Mid-Illini Credit Union
Proud Member of

McLean County Chamber of Commerce
NCUA Equal Housing Lender

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