Mortgage Loans
as low as
2.875% APR
New/Used Auto
as low as
1.74% APR
Personal Loan
as low as
6.74% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
2.04% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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Inactive Account Fees

Inactive Account Fees

It’s expensive to maintain inactive accounts, and here at MICU, saving you money is our first priority. To minimize costs, inactive account fees will be assessed when these conditions are present:

Members who:

  • Don’t have a loan
  • Have less than $100 on deposit


  • Who do not make even one transaction in six months

Will be assessed an inactive fee of $10 per quarter for each savings account number.

Members who:

  • Have checking accounts with less than $100


  • Who do not make even one transaction in six months will be assessed $10 per month for each checking account number.

Avoid these fees by making sure you keep the minimum in a savings or checking account, see us for a loan OR just make at least one transaction every six months for each account.

©2016 Mid-Illini Credit Union. All rights reserved.
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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704

Mid-Illini Credit Union
Proud Member of

McLean County Chamber of Commerce
NCUA Equal Housing Lender

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