309.661.1166
Mortgage Loans
as low as
3.75% APR
 
New/Used Auto
as low as
1.79% APR
 
Personal Loan
as low as
6.99% APR
 
VISA Credit Cards
as low as
8.99% APR
 
Share Certificates
as much as
1.27% APY
 

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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Free Credit Report


The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year.

The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment.

The only way to get a genuinely free credit report is through the website at www.annualcreditreport.com. This site is sponsored by the three major US credit bureaus: Equifax, Transunion and Experian.

Through this website, you can see your credit report from each of the three major credit reporting agencies once each year. We recommend that MICU members request a credit report from one agency during the first four months of the year, from the second agency during the second four months of the year and from the third agency during the last four months of the year.

This system ensures that you’re monitoring your credit report consistently.

Credit and Credit Card Resources

National Credit Bureaus:

Equifax
www.equifax.com
800.997.2493

TransUnion
www.transunion.com      
800.888.4213

Experian
www.experian.com
888.397.3742

www.annualcreditreport.com
877.322.8228

www.optoutprescreen.com
888.5OPTOUT

 
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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
NCUA Equal Housing Lender