|
Service |
Fee |
Account Balancing Assistance
(per hour) |
$10.00 |
|
Automatic Transfers |
$5.00 |
|
Account History Printout (per page) |
$1.00 |
ATM Deposit Fee
(non-MICU machine) |
$2.00 |
|
ATM Withdrawal at MICU Machines |
FREE |
ATM Withdrawal
(at any non-MICU machine - hosting fee) |
$1.00 |
|
Visit the Alliance One website to find surcharge-free ATMs in our network |
|
Box of checks (depends on style) |
Varies |
|
Cashier's Check |
$3.00 |
Check Cashing
(Insufficient Account Balance) |
$2.50 |
|
Copy of Check (per check) |
$1.50 |
|
Print copies of your checks for free when you use MICU's convenient, FREE online banking service. |
|
Express Mail/Overnight Requests |
$20.00 |
Foreign Deposited Items
(drawn on a bank in another country) |
$10.00 |
Garnishments, Citations, Tax Levy and
Child Support Collections |
$25.00 |
Inactive Online Bill Pay
(no activity for 90 days) |
$5.00 |
Inactive Checking for 180 days
(balance under $100, fee is per month) |
$10.00 |
Inactive Savings for 180 days
(balance under $100 and over 21 years old with
no loan for 90 days, fee is per quarter) |
$10.00 |
Incorrect Mailing Address
(return mail - per statement) |
$5.00 |
IRA Transfer Request
(to another trustee or custodian) |
$5.00 |
Incorrect Tax ID Number
(annual) |
$50.00 |
|
License Plate Stickers |
$5.00 |
Loan Late Fee
($10 minimum or 5% of payment) |
$10.00 |
MICU Membership Closed
(within 90 days of opening) |
$25.00 |
MICU Membership Re-Opened
(within 90 days of closing) |
$25.00 |
|
Money Order for 50+ Club Members |
$0.85 |
|
All Other Money Orders |
$1.50 |
Money Market Maintenance Fee
(if average daily balance falls below $2500)
per month |
$10.00 |
Money Market Maintenance Fee
(for more than six withdrawals per month) |
$10.00 |
Mortgage Loan Late Fee after 15 days
($10 minimum or 5% of payment) |
$10.00 |
NSF Fee - per item
(non-sufficient funds/courtesy pay) |
$25.00 |
Online Bill Pay
(person-to-person) |
$3.00 |
|
Overdraft Protection Transfer Fee |
$5.00 |
|
Replace ATM, Debit or VISA Credit Card |
$5.00 |
Research Fee
(per hour) |
$10.00 |
Return Deposited Item
(each) |
$10.00 |
|
Skip-A-Pay |
$25.00 |
|
Statement Copy/Tax Form Copy |
$2.00 |
|
Stop Payment |
$25.00 |
Teller's Checks
(if less than $1000 and payable to a third party)
per check |
$1.00 |
Teller's Checks
(if payable to self or another financial institution) |
FREE |
Telephone Transfer
(per month) |
4 FREE |
More than 4 Telephone Transfers
(per month, each) |
$1.00 |
|
Verification of Deposit Request |
$2.50 |
|
VISA Gift Card |
$4.00 |
|
VISA Late Fee |
$25.00 |
|
VISA NSF Fee |
$25.00 |
|
Wire Transfer - Incoming |
$5.00 |
Wire Transfer - Outgoing
(plus cost) |
$20.00 |
Wire Transfer - International
(plus cost) |
$50.00 |