Fee Schedule

Mid-Illini Credit Union Fee Schedule

Effective February 1, 2013
Service Fee
Account Balancing Assistance
(per hour)
Automatic Transfers $5.00
Account History Printout (per page) $1.00
ATM Deposit Fee
(non-MICU machine)
ATM Withdrawal at MICU Machines FREE
ATM Withdrawal
(at any non-MICU machine - hosting fee)
Visit the Alliance One website to find surcharge-free ATMs in our network
Box of checks (depends on style) Varies
Cashier's Check $3.00
Check Cashing
(Insufficient Account Balance)
Copy of Check (per check) $1.50
Print copies of your checks for free when you use MICU's convenient, FREE online banking service.
Express Mail/Overnight Requests $20.00
Foreign Deposited Items
(drawn on a bank in another country)
Garnishments, Citations, Tax Levy and
Child Support Collections
Inactive Online Bill Pay
(no activity for 90 days)
Inactive Checking for 180 days
(balance under $100, fee is per month)
Inactive Savings for 180 days
(balance under $100 and over 21 years old with
no loan for 90 days, fee is per quarter)
Incorrect Mailing Address
(return mail - per statement)
IRA Transfer Request
(to another trustee or custodian)
Incorrect Tax ID Number
License Plate Stickers $5.00
Loan Late Fee
($10 minimum or 5% of payment)
MICU Membership Closed
(within 90 days of opening)
MICU Membership Re-Opened
(within 90 days of closing)
Money Order for 50+ Club Members $0.85
All Other Money Orders $1.50
Money Market Maintenance Fee
(if average daily balance falls below $2500)
per month
Money Market Maintenance Fee
(for more than six withdrawals per month)
Mortgage Loan Late Fee after 15 days
($10 minimum or 5% of payment)
NSF Fee - per item
(non-sufficient funds/courtesy pay)
Online Bill Pay
Overdraft Protection Transfer Fee $5.00
Replace ATM, Debit or VISA Credit Card $5.00
Research Fee
(per hour)
Return Deposited Item
Skip-A-Pay $25.00
Statement Copy/Tax Form Copy $2.00
Stop Payment $25.00
Teller's Checks
(if less than $1000 and payable to a third party)
per check
Teller's Checks
(if payable to self or another financial institution)
Telephone Transfer
(per month)
More than 4 Telephone Transfers
(per month, each)
Verification of Deposit Request $2.50
VISA Gift Card $4.00
VISA Late Fee $25.00
VISA NSF Fee $25.00
Wire Transfer - Incoming $5.00
Wire Transfer - Outgoing
(plus cost)
Wire Transfer - International
(plus cost)


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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
NCUA Equal Housing Lender