Mortgage Loans
as low as
2.875% APR
New/Used Auto
as low as
2.04% APR
Personal Loan
as low as
6.99% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
1.92% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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Online Applications

Apply Online!


Here at MICU, we work hard to be McLean County’s most convenient credit union, so we offer online applications for lots of our products and services.

That way, you can ask for whatever you need, whenever it’s most convenient for you.

A representative from MICU will be back in touch as fast as we can, to make sure you get what you want, when you want it, only from your credit union.

Here’s the legal:

Once you complete the secure online application, a representative from Mid-Illini Credit Union will contact you at the phone number you provide to arrange a convenient time for you to come in and pick up your membership materials. We look forward to serving all your financial needs.

By submitting this application electronically, I agree to the same terms that apply to a signed application. If there is a co-applicant on this application, that co-applicant has authorized the submission of this application. This electronic submission qualifies as my signature.

I authorize Mid-Illini Credit Union to obtain my credit history. I understand that Mid-Illini Credit Union may contact me for additional information. I authorize Mid-Illini Credit Union to obtain information from others about me and give information to others. I authorize Mid- Illini Credit Union to issue any credit devices requested by me.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for proof of your name, address, date of birth, and other information that will allow us to identify you.

I ACCEPT (continue to secure Membership Application form)

Secured Loan Application
Use the Secured Loan Application link to apply for a loan for a new or used vehicle, boat, motorcycle, ATV, RV or anything else that moves you.

Unsecured Loan Application
Use the Unsecured Loan Application if you want to apply for a Signature Loan (sometimes also called a Personal Loan), or for the Fresh Start Loan program.

Home Equity Application
Use the Home Equity Application if you want to borrow from the equity value of your home. Sometimes also called a Second Mortgage.

VISA Credit Card Application  
Use the VISA Credit Card Application to apply for a safe, fixed-rate MICU VISA credit card with no annual fees and $0 balance transfer fees.

I ACCEPT (continue to secure Mortgage Loan Application form)
I ACCEPT (continue to secure CUTIE 24/7 Telephone Banking Application form)
I ACCEPT (continue to secure Employment Application form)

I DECLINE (return to MICU home page)

©2015 Mid-Illini Credit Union. All rights reserved.
Web site design and web site development by Americaneagle.com
Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
NCUA Equal Housing Lender

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The credit union does not have any responsibility for, or control over, any of these external web sites, their content or their privacy policies.

We do not endorse or make any representations about them, or any information, products, or materials found there, or any results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk.

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