Mortgage Loans
as low as
2.875% APR
New/Used Auto
as low as
2.04% APR
Personal Loan
as low as
6.99% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
1.92% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

Connect With Us

We're everywhere you are, and we offer everything you want.

Connect with us online today and tell us what you think.

Read the MICU blog.
Subscribe today!

Direct Deposit

Save Time and Money with MICU Direct Deposit!

directdepositpgDirect deposit is a free service that lets your employer deposit your paycheck directly into your MICU checking or savings account. Most employers offer this service, but ask at work, just to be sure.

As fast and friendly as our tellers are, this is a great way to save time from waiting in the drive up lanes or teller lines on a Friday afternoon!

Even better, direct deposit is a great way to help you save money. By directing your funds straight to your checking, savings, or other MICU accounts, you are less likely to withdraw as much and spend it.

Don’t want all your money to go into one account? No problem. You can split up your direct deposit into different MICU accounts:

  • Checking
  • Savings
  • IRAs
  • Loan payments
  • Christmas Club
  • MILES Club Savings accounts for kids

Just fill out the direct deposit form at MICU or at your employer, we’ll do the rest.

In order to avoid electronic transaction limits imposed by the federal government, we strongly recommend that you send your direct deposits to a MICU checking account and disburse to your other MICU accounts from there. There are no electronic transaction limits on Simply Stripes or Platinum Stripes checking accounts.

Don’t have a MICU checking account? Open one today or call Member Services now to find out the best way to manage your direct deposits!

Like magic, your hard-earned money will appear in your checking or savings every pay period. And you can easily track the transactions anytime through your MICU Online Banking account.

Not a member yet?
Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

Become a Member

©2015 Mid-Illini Credit Union. All rights reserved.
Web site design and web site development by Americaneagle.com
Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
NCUA Equal Housing Lender

You are now leaving our site

Links to other web sites are provided solely as a convenience to visitors.

If you use these links, you will leave the Mid-Illini Credit Union web site.

The credit union does not have any responsibility for, or control over, any of these external web sites, their content or their privacy policies.

We do not endorse or make any representations about them, or any information, products, or materials found there, or any results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk.

You are encouraged to review the privacy notice for each linked web site.

You will now access: