Mortgage Loans
as low as
2.875% APR
New/Used Auto
as low as
1.74% APR
Personal Loan
as low as
6.74% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
2.04% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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MICU Mini Mortgage

Take YEARS OFF your mortgage and SAVE THOUSANDS!

Here's why a MICU Mini Mortgage makes sense:

This home refinancing option is called "mini" because the loan term is shorter - much shorter - than a standard home loan, which usually takes between 15 and 30 years to pay off. Fact is, with a MICU Mini Mortgage, you may be able to shrink your loan term to just 5-10 years!

Especially if you have 15 years or less left on your current loan, the MICU Mini Mortgage offers a great opportunity to lower your interest rate, which could help you save a small fortune on the total interest paid! Plus, there are

NO closing costs! NO points! NO fees!*

Monthly payments might increase, but if you're interested in saving THOUSANDS of dollars in interest, the MICU Mini Mortgage is the answer!

If you're looking for a lower monthly payment, click here to check out our other mortgage financing options.


  • No fees on loans under $50K!*
  • Low, fixed rates
  • 5, 7, or 10-year terms
  • Re-fi up to 80% of your home's value
  • Mini Mortgages for as little as $20,000
  • Interest paid can offer tax advantages**


Click here to run the calculator and see if
a MICU Mini Mortgage makes sense for you!


*$250 appraisal fee for loans over $50,000. MICU membership required. Minimum loan amount $20,000.
**Consult your tax adviser for details.


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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704

Mid-Illini Credit Union
Proud Member of

McLean County Chamber of Commerce
NCUA Equal Housing Lender

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