Mortgage Loans
as low as
2.750% APR
New/Used Auto
as low as
1.74% APR
Personal Loan
as low as
6.74% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
2.04% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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MICU Mini Mortgage Rates

MICU Mini Mortgage Rates


How to use this calculator:

  1. Estimate your credit score range
  2. Determine how soon you'd like to pay off your mortgage
  3. Using the chart below, enter the applicable interest rate* in the rate calculator shown, along with the other information that's relevant to your unique situation
    • If you want to refinance less than $50,000, enter $0 in the 'other fees' box
    • If you want to refinance more than $50,000, enter $250 in the 'other fees' box
  4. Be AMAZED at how much money you can save when you re-fi at Mid-Illini
  5. Call Mid-Illini to set up your Mini Mortgage program
  6. Save THOUSANDS!


Re-Fi up to 80% of your home's value!

Credit Score Refi for 5 years Refi for 7 years Refi for 10 years
730 and up 3.49% 3.75% 3.99%
729-680 3.99% 4.25% 4.49%
679 or under 4.99% 5.50% 5.99%


*Interest rates shown reflect the APR (annual percentage rate) that will be used to calculate the interest paid on your loan.

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704

Mid-Illini Credit Union
Proud Member of

McLean County Chamber of Commerce
NCUA Equal Housing Lender

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