Mortgage Loans
as low as
2.875% APR
New/Used Auto
as low as
1.74% APR
Personal Loan
as low as
6.74% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
2.04% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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Loan Protection

What would happen if you were unable to work?
Who would make your auto loan payment?
What if you passed away unexpectedly?
Who would be responsible for the rest of your loan payments?

With Loan Protection from Mid-Illini Credit Union, you won’t have to worry about any of those things! For as little as the cost of your daily Starbucks fix, you can purchase the extra protection you need to make sure your loans will never become a burden because of an unexpected event.

Here’s the best part … because Mid-Illini is a member-owned, not-for-profit cooperative, it costs less to buy Loan Protection from us than it does from the other guys.

For profit financial institutions fold the entire cost of loan protection cost into the principal of the loan, meaning you have to pay interest on the entire amount.

But not at MICU. Here, we only charge interest on the monthly premium, which drops as you make payments on your loan. The same loan protection for less money? That’s different – and different is better here at MICU.

Call 309.661.1166 today and ask about adding loan protection to your MICU loan. It’s one less thing for you to worry about.

Not a member yet?
Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

Become a Member

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704

Mid-Illini Credit Union
Proud Member of

McLean County Chamber of Commerce
NCUA Equal Housing Lender

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