Mortgage Loans
as low as
2.750% APR
New/Used Auto
as low as
1.74% APR
Personal Loan
as low as
6.74% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
2.04% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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Home Equity Loans

homeeqpg(also known as Second Mortgages)

Need money?

A home equity loan* from MICU is a tax-deductible* way to afford the things you want.

A home equity loan allows you to borrow against the difference between the current market value of your home and the principal left on your mortgage. You borrow a finite sum of money for a specific length of time, and pay it back in equal monthly installments.

These fixed rate home equity loans can be used for college expenses, home remodeling projects, a new vehicle, a vacation, or more!

  • No application fee
  • No points or origination fees
  • Fixed rates
  • Quick approval
  • Flexible terms, up to 15 years
  • Third party fee for appraisal and title (minimal closing costs)

Because we’re a not-for-profit, member-owned cooperative, MICU offers super low rates on home equity loans for our members.

Call us today and get what you want right now!
309.661.1166, ext 218 or 800.527.2205.

Click here to view rates.
Click here to apply.

*Service for Illinois members. Must meet current lending guidelines. Rates subject to change without notice. Fees are typically between $200-$500.
*Consult your tax advisor regarding deductibility of interest.

Not a member yet?
Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

Become a Member

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704

Mid-Illini Credit Union
Proud Member of

McLean County Chamber of Commerce
NCUA Equal Housing Lender

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