309.661.1166
Mortgage Loans
as low as
3.75% APR
 
New/Used Auto
as low as
1.79% APR
 
Personal Loan
as low as
6.99% APR
 
VISA Credit Cards
as low as
8.99% APR
 
Share Certificates
as much as
1.27% APY
 

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

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Home Equity Lines of Credit

homeeqpgHELOCs
(Home Equity Line of Credit)

Need money – but you’re not sure quite how much?
A Home Equity Line of Credit (HELOC)* might be the answer!

A HELOC is a finite sum of money set up as a line of credit. You access the money as you need it and make payments only when you’ve drawn on the credit line.

  • No application fee
  • No points or origination fees
  • Quick approval
  • $5,000-$100,000 open-ended credit line
  • Terms up to $10,000 for 72 months; over $10,000 for up to 120 months
  • Variable rates as low as 4%, depending on prime rate and individual circumstances; your rate may be higher.
  • Third party fee for appraisal and title (minimal closing costs)

A HELOC is perfect to help you afford home repairs and remodeling projects, college expenses or even your daughter’s wedding. And…the interest may be tax-deductible**.

Call us today and get what you want right now!
309.661.1166, ext 218 or 800.527.2205.
Or click here for a HELOC Application.

*Service for Illinois members. Must meet current lending guidelines. Rates subject to change without notice. Fees are typically between $200-$500.
**Consult your tax advisor regarding deductibility of interest.

Not a member yet?
Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
NCUA Equal Housing Lender