Home Equity Lines of Credit

HELOCs
(Home Equity Line of Credit)

Need money – but you’re not sure quite how much?
A Home Equity Line of Credit (HELOC)^* might be the answer!

A HELOC is a finite sum of money set up as a line of credit. You access the money as you need it and make payments only when you’ve drawn on the credit line.

• No application fee
• No points or origination fees
• Quick approval
• $5,000-$100,000 open-ended credit line
• Terms up to $10,000 for 72 months; over $10,000 for up to 120 months
• Variable rates as low as 4%, depending on prime rate and individual circumstances; your rate may be higher.
• Third party fee for appraisal and title (minimal closing costs)

A HELOC is perfect to help you afford home repairs and remodeling projects, college expenses or even your daughter’s wedding. And…the interest may be tax-deductible^**.

Call us today and get what you want right now!
309.661.1166, ext 218 or 800.527.2205.
Or click here for a HELOC Application.

^*Service for Illinois members. Must meet current lending guidelines. Rates subject to change without notice. Fees are typically between $200-$500.
^**Consult your tax advisor regarding deductibility of interest.