Mortgage Loans
as low as
2.875% APR
New/Used Auto
as low as
1.74% APR
Personal Loan
as low as
6.74% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
2.04% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

Connect With Us

We're everywhere you are, and we offer everything you want.

Connect with us online today and tell us what you think.

Read the MICU blog.
Subscribe today!

Home Equity Lines of Credit

(Home Equity Line of Credit)

Need money – but you’re not sure quite how much?
A Home Equity Line of Credit (HELOC)* might be the answer!

A HELOC is a finite sum of money set up as a line of credit. You access the money as you need it and make payments only when you’ve drawn on the credit line.

  • No application fee
  • No points or origination fees
  • Quick approval
  • $5,000-$100,000 open-ended credit line
  • Terms up to $10,000 for 72 months; over $10,000 for up to 120 months
  • Variable rates as low as 4%, depending on prime rate and individual circumstances; your rate may be higher.
  • Third party fee for appraisal and title (minimal closing costs)

A HELOC is perfect to help you afford home repairs and remodeling projects, college expenses or even your daughter’s wedding. And…the interest may be tax-deductible**.

Call us today and get what you want right now!
309.661.1166, ext 218 or 800.527.2205.
Or click here for a HELOC Application.

*Service for Illinois members. Must meet current lending guidelines. Rates subject to change without notice. Fees are typically between $200-$500.
**Consult your tax advisor regarding deductibility of interest.

Not a member yet?
Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

Become a Member

©2016 Mid-Illini Credit Union. All rights reserved.
Web site design and web site development by Americaneagle.com
Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704

Mid-Illini Credit Union
Proud Member of

McLean County Chamber of Commerce
NCUA Equal Housing Lender

You are now leaving our site

Links to other web sites are provided solely as a convenience to visitors.

If you use these links, you will leave the Mid-Illini Credit Union web site.

The credit union does not have any responsibility for, or control over, any of these external web sites, their content or their privacy policies.

We do not endorse or make any representations about them, or any information, products, or materials found there, or any results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk.

You are encouraged to review the privacy notice for each linked web site.

You will now access: