Mortgage Loans
as low as
3.75% APR
New/Used Auto
as low as
1.79% APR
Personal Loan
as low as
6.99% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
1.27% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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Mortgage Loans

MortgageslidepicWhether you’re a first-time buyer or you’re buying your dream home, it’s easier when you get the money from MICU.

We’re proud to specialize in conventional, fixed-rate mortgages and to offer special programs for first-time home buyers.

Our team of experienced mortgage pros can help you understand your financing and help identify the loan that will work best for your unique situation.

Want to know how much house you can afford?
Stop in today and get pre-qualified for free.

Want more?
Get pre-approved now - before you even make your first offer. That way, as soon as you find the perfect house, you can move right in without wasting time on the paperwork.

The MICU lending team offers lots of great products to choose from. Call today and we’ll help you decide which one is just right for you!

Members Only. Home Insurance Savings. Get A Quote.

  • Free pre-qualification
  • Free pre-approval
  • Low closing costs
  • Low appraisal fees
  • Low down payment requirements
  • Hassle-free closings
  • Quick approval

Fixed rate first mortgages are available for terms of
10, 15, 20 or 30 years.

Click here for rates.

Click here to apply.

Not a member yet?
Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
NCUA Equal Housing Lender