Mortgage Loans
as low as
2.875% APR
New/Used Auto
as low as
1.74% APR
Personal Loan
as low as
6.74% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
2.04% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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Vehicle Loans

Vehicleloansslidepic We have agreements with just about all of the auto dealers in the area (and many others throughout Illinois). We work with them every day to provide our members with the best available financing. They’ll be grateful for your business and happy to work with us!

Save big when you finance your next vehicle at Mid-Illini. Remember, at MICU, we operate only for the benefit of you, our members.

So we offer super-low loan rates and payment terms you can live with.

When you’re ready to buy a car, come to MICU first and get pre-approved.


  • Visit as many auto dealers as you want.
  • Drive as many cars as you want.
  • When it’s time to finance, just tell the dealer you want to finance at MICU.

Refinance @ MICU!

Already bought a new car? It’s not too late!

Come and talk to us about refinancing. Chances are we can get you to a lower payment at a better interest rate. We’re here to help you. Just call our loan line at 309.663.2063.

Check out our great rates.

Apply Online Now!

Prefer a paper loan app? Download one here.

Trustage Insurance Agency. Car Insurance through your credit union? At a great rate? And switching is easy? Yes, yes and yes. Get a quote.

Not a member yet?
Join today. It’s easy!

Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

Become a Member

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704

Mid-Illini Credit Union
Proud Member of

McLean County Chamber of Commerce
NCUA Equal Housing Lender

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