309.661.1166
Mortgage Loans
as low as
3.75% APR
 
New/Used Auto
as low as
1.89% APR
 
Personal Loan
as low as
6.99% APR
 
VISA Credit Cards
as low as
8.99% APR
 
Share Certificates
as much as
1.27% APY
1

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Skip-A-Pay

Yep, that’s right – skip a payment!

To reward our established loan customers, Mid-Illini offers our Skip-A-Pay Program on qualified loans* twice each year.

Each May and October, qualifying members will receive an opportunity to waive their loan payment for June and November or December, respectively. There is a nominal fee** for each payment skipped and interest will continue to accrue.

Click here to see our current Fee Schedule

Want to know if you qualify?

If any of these apply to you, you will not be eligible for the Skip-A-Pay Program offering in June and November or December.

  • You have already used the Skip-A-Pay Program (for any loan) in the past 6 months.
  • You have a loan payment that is 30 days past due.
  • You have had a loan payment that is 60 days past due in the past 6 months.
  • You have used the Skip-A-Pay Program 6 times on your loan.
  • Your loan is less than 6 months old.
  • Your loan has less than 6 payments left.

For more information, please call a Mid-Illini team member at 309.661.1166.

*Credit card, mortgage, and home equity loans do not qualify under the Skip-A-Pay Program

**Does not apply toward the interest or principal of the loan

 

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Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
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