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Mortgage Type APR*
30 Year Fixed 4.250%
15 year Fixed 3.750%
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*Annual Percentage Rate (APR)
Best rates available to qualified borrowers.

 



Mid-Illini is now on Facebook

MICU is now on Facebook! Like our page today and get in on all the MICU fun.


Company Partner Benefits

MICU Membership: A Benefit for Your Company

Becoming a company partner at MICU allows you to offer employees low-cost financial services with rates and terms that are often better than those at other institutions. We are a federally insured financial cooperative owned by our members. And the best part – you can offer this benefit at no cost or financial risk to your company.

Your employees will appreciate how we:

  • Make loans easier to get by considering an individual’s character as well as credit score
  • Make smaller loans than other institutions
  • Encourage employees to save regularly through payroll deposit
  • Educate employees on developing sound financial habits
  • Offer financial planning and counseling
  • Eliminate requests to employers for pay advances and check-cashing services


We’ve taken care of our members since 1940.  And in that time, all our members have felt at home here. That’s because their banking experience isn’t dictated by a stuffy CEO or demanding stockholders. Profits are returned directly to members, who are the owners. They get higher dividends, lower loan rates and reduced fees.

The Best $5 Employees Will Ever Spend
Just $5 opens a savings account. That money maintains membership. What does $5 get?

  • Free checking
  • Free online banking
  • Free ATM/Debit cards*
  • Free/no surcharge ATMs
  • Free Overdraft Privilege* 
  • Free telephone banking
  • No Visa cash advance fees
  • No IRA account fees
  • No Visa annual fee
  • Low loan rates
  • Online loan applications
  • Safety you can trust
  • Fewer/lower service fees
  • Direct deposit
  • Visa ScoreCard rewards
  • Payroll deduction
  • Children’s clubs
  • 50-Plus Club
  • Discount Six Flag tickets
  • eStatements
  • Higher savings rates
  • No Visa balance transfer fees
  • 24-Hour Loan service

More than 6,000 people and 60 companies trust us with nearly $40 million in assets for good reason. Our board of directors is made up of credit union members who volunteer to direct MICU and ensure operational policies are maintained. We observe strict guidelines for operation. We lend responsibly and invest wisely, and the National Credit Union Association (NCUA) federally insures accounts up to $250,000.

That’s why we can sincerely say Mid-Illini Credit Union is a place that treats members like family and looks after your financial well-being. Click here and become a company partner today!

*For members who qualify

 

 

 

 

 

 

 

 

 

 

 

 
 



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Click here and sign up for
UChoose Rewards today!
It's FREE and you earn points
every time you use your
MICU VISA Rewards card.

Just say 'credit' and sign
for your purchase instead
of using your PIN.