Visa Protection

Mid-Illini Credit Union works with our members’ interests in mind.  That’s why we offer you added protection on your MICU Visa card.

Free Auto Rental Insurance

This one is a no-brainer. Use your VISA card for car rentals and the great folks at Visa will pick up the insurance tab.

What’s covered?

All you have to do is decline the auto rental company’s collision damage waiver option. You save money. Period! Pocket up to $14 per day. That will buy you some serious souvenirs!

For information inside the United States, call 1.800.VISA911. Outside the United States, call collect at 0-410-581-9994.

Travel Accident Insurance

Death and disability happens. It’s not fun to think about, but it can happen when you travel. Visa covers you and your dependents^* for $150,000 worth of insurance should death or disability occur while traveling on a common carrier.

For more information call 888.415.6154 weekdays 8:30 a.m. to 4:30 p.m., CST.

*Your spouse, unmarried dependent child(ren), under age 19 (23 if a full-time student). Dependent child(ren) receive 50% of your benefit amount.

To make a claim for travel accident insurance, make the claim in writing to:

Financial Insurance Marketing Group
P.O. Box 31065
Tampa FL 33631-3065

Credit Life and Disability Protection

Mid-Illini Credit Union offers protection so you’ll never miss a Visa payment if you are disabled or die.  We do it by offering loan protection. As a member-owned, not-for-profit organization, we have your best interests in mind and this available protection is just one more way we are helping our members.

For pennies a day, this insurance makes sure your loan payments get paid if you are disabled, and it will pay off the loan if you die. All it costs is a little pocket change each day. Call a friendly professional at Mid-Illini and ask about this inexpensive protection: 309.661.1166, ext. 211.

If you aren’t an MICU Visa card holder, apply now. Don’t forget to transfer the balances from any other credit cards to our safe, fixed rate Visa card with rates as low as 8.99% APR.