Find a Great Rate

Mortgage Type APR*
30 Year Fixed 4.500%
15 year Fixed 3.875%
Learn More | Apply For Loan
*Annual Percentage Rate (APR)
Best rates available to qualified borrowers.

 

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Season passes are just $50
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Kids under 2 get in FREE!

 

 

Home Equity Loans / Second Mortgages


In need of a loan?  A home equity loan* from Mid-Illini Credit Union is a tax-deductible± way to afford the things you want.

A home equity loan allows you to borrow against the difference between what your home is worth and the principal left on your mortgage.  The fixed rate loan can be used for paying for college, home remodeling projects, a new vehicle, a vacation, or more!

  • No application fee
  • No points or origination fees
  • Fixed rates
  • Quick approval
  • Flexible terms, up to 15 years
  • Third party fee for appraisal and title

And, because we are a member-owned, not-for-profit organization, MICU offers great, low rates on home equity loans for our members.

Talk to a Mid-Illini team member today:
309.661.1166, ext 218 or 800.527.2205.

Click here to view rates.
Click here to apply.

* Service for Illinois members.  Must meet current lending guidelines. Rates subject to change without notice. Fees are typically between $200-$500.
± Consult your tax advisor regarding deductibility of interest.


Not a member yet?
It’s easy. Membership is open to anyone who lives or works in McLean County, is related to a present member, or becomes a member by joining the Mid-Illinois Dollars for Scholars Foundation.

 

Become a Member

 
 

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