Find a Great Rate

Mortgage Type APR*
30 Year Fixed 4.500%
15 year Fixed 3.875%
Learn More | Apply For Loan
*Annual Percentage Rate (APR)
Best rates available to qualified borrowers.

 

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HELOC


In need of a loan but not sure for how much?  A home equity line of credit (HELOC)* may be the answer for you.

A HELOC allows you to take a loan for the total amount you think you will need, but deduct money from it only as you need it and when you need it.

  • No application fee
  • No points or origination fees
  • Quick approval
  • $2,000-$10,000 open-ended credit line
  • Terms up to $10,000 for 72 months; over $10,000 for up to 120 months
  • Variable rates as low as 4%, depending on prime rate and individual circumstances. Your rate may be higher.
  • Third party fee for appraisal and title

A HELOC can be perfect for home remodeling, weddings, or college tuition and the interest may be tax-deductible±.

Talk to a Mid-Illini team member today:
309.661.1166, ext 218 or 800.527.2205.

* Service for Illinois members.  Must meet current lending guidelines. Rates subject to change without notice. Fees are typically between $200-$500.
± Consult your tax advisor regarding deductibility of interest.

Not a member yet?
It’s easy. Membership is open to anyone who lives or works in McLean County, is related to a present member, or becomes a member by joining the Mid-Illinois Dollars for Scholars Foundation.

 

Become a Member
 

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