Find a Great Rate

Mortgage Type APR*
30 Year Fixed 5.000%
15 year Fixed 4.250%
Learn More | Apply For Loan
*Annual Percentage Rate (APR)
Best rates available to qualified borrowers.

Hours
Lobby
Mon - Fri........................9am-5pm
Sat...............................9am-12pm
Drive-Up
Mon - Fri........................7am-6pm
Sat...............................8am-12pm

70thannvrev2.8

Annual Meeting and
70th Anniversary
Community Open House
At Miller Park Pavilion
Saturday, March 13
Annual Meeting at 12:30
Open House 1-4 pm
Free Lunch! Great Prizes!
Live Entertainment!


Mid-Illini is now on Facebook

MICU is now on Facebook! Fan our page today and get in on the next fun and exciting Mid-Illini prize giveaway!

www.facebook.com/midillinicu

Mortgage Loans


Whether you are a first-time home buyer or building your dream home, Mid-Illini Credit Union is your partner in the home-financing process.  Our team of experienced mortgage lenders can help you understand the loan options available to you and help to identify the best option for your individual situation. We have your best interest in mind and want to help you build a solid financial foundation.

Want to know what you can afford?  Stop in today to become pre-qualified.  The process is free and will help you determine the price range you can afford.

Want more?  You can become pre-approved for a small fee before you even make your first offer, giving you more leverage in the home buying process.

MICU offers a number of standard loans and terms to choose from --- we can even customize them for qualified buyers.

• Free pre-qualification
• Free pre-approval
• Low closing costs
• Low appraisal fees
• Low down payment requirements
• Hassle-free closings
• Quick approval


Click here to apply.


Fixed Mortgages (rate is fixed over the life loan)
30-year
20-year
15-year
10-year

Adjustable Rate Mortgages
30-year, 3/1 (rate is fixed for first 3 years; adjustable rates after)
15-year, 3/1 (rate is fixed for first 3 years; adjustable rates after)
30-year, 5/1 (rate is fixed for first 5 years; adjustable rates after)
15-year, 5/1 (rate is fixed for first 5 years; adjustable rates after)

Not a member yet?
It’s easy. Membership is open to anyone who lives or works in McLean County, is related to a present member, or becomes a member by joining the Mid-Illinois Dollars for Scholars Foundation.

 

Become a Member