Find a Great Rate

Mortgage Type APR*
30 Year Fixed 4.500%
15 year Fixed 3.875%
Learn More | Apply For Loan
*Annual Percentage Rate (APR)
Best rates available to qualified borrowers.

 

Discount Tickets
Available Now!
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Enter username MIDILL.
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Save LOTS of money
on your Six Flags tickets!

Season passes are just $50
for MICU members ages 3+.

Kids under 2 get in FREE!

 

 

Mortgage Loans


Whether you are a first-time home buyer or building your dream home, Mid-Illini Credit Union is your partner in the home-financing process.  Our team of experienced mortgage lenders can help you understand the loan options available to you and help to identify the best option for your individual situation. We have your best interest in mind and want to help you build a solid financial foundation.

Want to know what you can afford?  Stop in today to become pre-qualified.  The process is free and will help you determine the price range you can afford.

Want more?  You can become pre-approved for a small fee before you even make your first offer, giving you more leverage in the home buying process.

MICU offers a number of standard loans and terms to choose from --- we can even customize them for qualified buyers.

  • Free pre-qualification
  • Free pre-approval
  • Low closing costs
  • Low appraisal fees
  • Low down payment requirements
  • Hassle-free closings
  • Quick approval



Fixed Mortgages (rate is fixed over the life loan)
30-year
20-year
15-year
10-year

Adjustable Rate Mortgages
30-year, 3/1 (rate is fixed for first 3 years; adjustable rates after)
15-year, 3/1 (rate is fixed for first 3 years; adjustable rates after)
30-year, 5/1 (rate is fixed for first 5 years; adjustable rates after)
15-year, 5/1 (rate is fixed for first 5 years; adjustable rates after)

Not a member yet?
It’s easy. Membership is open to anyone who lives or works in McLean County, is related to a present member, or becomes a member by joining the Mid-Illinois Dollars for Scholars Foundation.

 

Become a Member
 

HELP WANTED

MICU needs a
FULL-TIME TELLER

 

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UChoose Rewards today!
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MICU VISA Rewards card.

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for your purchase instead
of using your PIN.


Mid-Illini is now on Facebook

MICU is now on Facebook! Like our page today and get in on all the MICU fun this summer!