Find a Great Rate

Mortgage Type APR*
30 Year Fixed 4.500%
15 year Fixed 3.875%
Learn More | Apply For Loan
*Annual Percentage Rate (APR)
Best rates available to qualified borrowers.

 

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Kids under 2 get in FREE!

 

 

Skip-A-Pay


Yep, that’s right – skip a payment!

To reward our established loan customers, Mid-Illini offers our Skip-A-Pay Program on qualified loans* twice each year.  Each May and October, qualifying members will receive an opportunity to waive their loan payment for June and November or December, respectively.  There is a $25 fee** for each payment skipped and interest will continue to accrue.

Want to know if you qualify?  If any of these apply to you, you will not be eligible for the Skip-A-Pay Program offering in June and November or December.


  • You have already used the Skip-A-Pay Program for any loans in the past 6 months.
  • You have a loan payment that is 30 days past due.
  • You have had a loan payment that is 60 days past due in the past 6 months.
  • You have used the Skip-A-Pay Program 6 times on your loan.
  • Your loan is less than 6 months old.
  • Your loan has less than 6 payments left.


For more information, please call a Mid-Illini team member at 309.661.1166.

*Credit card, mortgage, and home equity loans do not qualify under the Skip-A-Pay Program

** Does not apply toward the interest or principle of the loan

Not a member yet?
It’s easy. Membership is open to anyone who lives or works in McLean County, is related to a present member, or becomes a member by joining the Mid-Illinois Dollars for Scholars Foundation.

 

Become a Member
 

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