Find a Great Rate

Mortgage Type APR*
30 Year Fixed 4.500%
15 year Fixed 3.875%
Learn More | Apply For Loan
*Annual Percentage Rate (APR)
Best rates available to qualified borrowers.

 

Discount Tickets
Available Now!
Click the image above.
Enter username MIDILL.
Enter password SixFlags8.

Save LOTS of money
on your Six Flags tickets!

Season passes are just $50
for MICU members ages 3+.

Kids under 2 get in FREE!

 

 

Checking


Not all checking accounts are created equal.

Because Mid-Illini Credit Union is a member-owned, not-for-profit organization, we can offer you better checking options with no unnecessary fees and a ton of conveniences traditional banks can’t provide.  Our priority is our members and helping them build solid financial foundations through great products and services.

Whether you want unlimited ATM access or high balance dividends, Mid-Illini has a checking service that will fit your lifestyle.  Apply now!

Mid-Illini offers two types of free checking accounts:


Simply Stripes: Open this account with just one $25 deposit. There is no minimum balance requirement, so this account is suitable for just about everybody.

Platinum Stripes: An interest bearing checking account for those who keep a minimum balance of $1,000 or more. A balance over $5,000 will earn an even higher dividend.  See our rate page for current rates.


Open the account that's best for you!
Either way, you'll enjoy all these benefits:

• 50 free checks
• No per-check fees
• Free ATM/debit card for those who qualify
• 9 free ATMs and 18 surcharge-free ATMs
• Overdraft privilege for those who qualify
• Saving accounts as overdraft protection for checking accounts
• Direct deposit
• Payroll deduction
• Direct pay on MICU loans
• Monthly statement
• FREE eStatements
• 24/7 account access with telephone/online banking

Have more money to sock away than in a checking account?  Open a money market account for as little as $2,500.

Call now to join!  309.661.1166 or 800.527.2205 or apply online.
 

HELP WANTED

MICU needs a
FULL-TIME TELLER

 

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Click here and sign up for
UChoose Rewards today!
It's FREE and you earn points
every time you use your
MICU VISA Rewards card.

Just say 'credit' and sign
for your purchase instead
of using your PIN.


Mid-Illini is now on Facebook

MICU is now on Facebook! Like our page today and get in on all the MICU fun this summer!