Mortgage Loans
as low as
3.75% APR
New/Used Auto
as low as
1.79% APR
Personal Loan
as low as
6.99% APR
VISA Credit Cards
as low as
8.99% APR
Share Certificates
as much as
1.92% APY

Advertised loan rates are our lowest available and are for well-qualified borrowers. Your rate will be determined by individual credit qualifications and may be higher.

See all rates

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Checking Lite Second Chance Checking

Take your next shot at A SECOND CHANCE with a MICU


Second Chance Checking Account

When you're ready to try again...

  • Open for just $25
  • FREE debit card
  • $10 minimum daily balance required
  • $5 per month additional fee if balance falls below $10
  • $5 monthly service charge for the account, or
    • FREE with direct deposit
  • Upgrade to Simply Stripes or Cash Rewards after 12 months in good standing
  • Other terms and conditions may apply; inquire for complete details

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Membership is open to anyone who lives or works in McLean County, is related to a current MICU member, or would like to join the Mid-Illinois Dollars for Scholars Foundation.

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Mid-Illini Credit Union, 1811 Eastland Dr., Bloomington IL 61704
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